How can we help you today?
Make a Payment
We’ve ensured that you can quickly and easily make your loan payment.
Credit Cards
Find the card for you, from credit building to great rewards and cash back.
Titanium Savings
Our unique solution for members who want a high-yield for higher balances.
Mortgage
First-Time Homebuyers: 3% Down and No Closing Costs.*
Investments
Tailored Portfolios – Guided, personalized investing for you.
Now Open at the Dunes in Marina!
140 10th Street, Suite 20
at The Promenade at the Dunes in Marina
We’re excited to welcome you to our newest Bay Federal branch. Stop by and experience the same friendly, local service you’ve come to know and trust!
Our new branch is located at the gateway of the Promenade, next to the specialty grocer Trader Joe’s, making it convenient for our members to access our full suite of personal and business banking services.
We have special offers, giveaways, and events throughout the month. Come by and celebrate with us!
Drive Away with a Lower Rate
Bay Federal members can get an auto loan rate as low as 5.49% APR.* Whether you're shopping for a new car or refinancing your current vehicle, this special offer is here to help you save.
This member-only discount has been extended through October 31!
Complete Your Summer To-Do List
There’s still time to make this summer count—whether that means wrapping up a long-standing home project, taking one last trip before fall, or tackling surprise expenses that popped up along the way.
Existing Bay Federal members can enjoy a 0.25% discount on personal loans* through September to help finance their goals!
Visa® Signature Credit Cards
Looking for a credit card that rewards your everyday lifestyle? Bay Federal Credit Union offers two powerful options designed to give you more—whether you prefer cash back on groceries and gas or travel points for your next adventure.
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Great Rates*
Bay Federal Credit Union offers great rates on deposit accounts, loans, and credit cards! Apply online today.
Personal Loans
9.99 %* apr
Titanium Savings
2.28 %* apy
RV Loan
8.24 %* apr
*Deposit accounts may have different rates based on your balance. All loans and mortgages have their own requirements to achieve specific rates. All loan rates will be personalized for YOU based on your credit score and debt to income ratio and additional discounts may be available. Visit our rates page for full details.
Community Engagement
Bay Federal Credit Union is actively engaged in the communities that we serve through corporate sponsorships, donations, business networking, and volunteer activities.
